PERSONAL CHECKING

Regular Checking

  • No minimum opening deposit
  • No monthly service charge if balance maintained over $300
    • Balance maintained $200-$300, $3 service charge
    • Balance maintained $100-$200, $4 service charge
    • Balance maintained less than $100, $5 service charge
  • No service charges for students or senior citizens (person 62 years of age and over)
  • MasterMoney ATM/Debit cards available

*Additional Information

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People's Choice Checking

All of the following benefits will be yours for just $6.50 a month when you become a People's Choice member:

  • No minimum balance required
  • Personalized Checks
    • Receive all the personalized checks you need at no additional cost to you. Your special member checks will be printed with your name and address or take advantage of a $5 discount on other check styles.
  • Unlimited Checking
  • $10,000 Accidental Death & Dismemberment Insurance
  • Interest on Checking
  • Discount on Safe Deposit Box Rental
    • Store your valuables in a safe deposit box with $5 off the regular fee.
  • Get Up & Go™
    • You and your companion can enjoy three days and two nights of hotel accommodations at one of 16 vacation destinations across the U.S. Simply request a certificate; activate it; then send in a request for your preferred destination and travel time, along with a one-time $24 reservations processing fee.
  • RecreationPlus Online
    • Enjoy preferred rates on golf, ski and recreation activities coast to coast or around the world.  RecreationPlus Online lets you order your membership card, plus use the online locator to choose from hundreds of golf or ski resorts, as well as family fun activities.  Search the locator using the zip code of where you plan to stay or play!
  • Concierge Service
    • The Concierge Service will assist you in purchasing entertainment and event tickets, sending flowers, or making travel arrangements and dinner reservations in over 500 cities across the globe.
  • Lifeguard Travel Assist
    • Unfortunately, emergencies can arise while traveling.  Call Lifeguard Travel Assist toll-free, 24 hours a day when you need us to get your urgent medical assistance, organize critical care transportation, arrange emergency delivery of prescriptions, and even schedule to fly in a family member or fly out minor children, when an eligible member is hospitalized away from home.
  • Interactive Benefits Feature
    • Visit our Web site to access your checking benefits online, plus sign up to receive a complimentary membership to Netmarket, one of the nation's largest online shopping malls, where you can receive a low price guarantee on over 800,000 brand-name products.
  • Travelers Checks, Cashiers Checks, & Money Orders at no issue fee
  • Travel & Entertainment Discounts
    • You'll be delighted with the great benefits from Vacation  Pass Travel Savings Program, so make your plans and start saving up to 50%.
  • Travel Rebate Program
    • Make discount travel reservations conveniently with a toll-free number. Receive up to 5% rebate on the total cost of airline tickets, rail travel, and hotel/motel costs.
  • Notary Service
  • Click here for more information on this account.

*Additional Information

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People's Choice Plus Checking

People's Choice Plus members will receive all the benefits in the People's Choice Account plus these outstanding extras.  All for only $2.00 more per month:

  • No minimum  balance required
  • Personalized Checks
    • Receive all the personalized checks you need at no additional cost to you. Your special member checks will be printed with your name and address or take advantage of a $5 discount on other check styles.
  • Unlimited Checking
  • $30,000 Accidental Death & Dismemberment Insurance
    • People's Choice Plus coverage includes $30,000 of 24-hour a day Family Accidental Death and Dismemberment Insurance. Your Accidental Death Coverage increases to a total of $55,000 when you travel as a passenger on a scheduled airline. You'll also receive $2,500 coverage on each dependent child.
  • Interest on Checking
  • Discount on Safe Deposit Box Rental
    • Store your valuables in a safe deposit box with $5 off the regular fee.
  • Travelers Checks, Cashiers Checks, & Money Orders at no issue fee
  • Grocery Coupon Savings
    • You can order coupons good for more than $500 off various grocery products. Select from more than 1000 brand-name items in the back of your coupon book.
  • Travel & Entertainment Discounts
    • You'll be delighted with the great benefits from Vacation  Pass Travel Savings Program, so make your plans and start saving up to 50%.
  • Travel Rebate Program
    • Make discount travel reservations conveniently with a toll-free number. Receive up to 5% rebate on the total cost of airline tickets, rail travel, and hotel/motel costs.
  • Notary Service
  • Theme Park Discounts
  • Custom Trip Routing
  • Car Rental
  • Vision Care Savings
  • Money for College
    • Receive help in getting the scholarships and grants needed for your family's education.
  • Lost Key Return
  • 60-Day Satisfaction Guarantee
    • If for any reason in the first 60-days you are not satisfied with People's Choice Plus, we'll refund your membership fee and convert your account to our basic People's Choice membership.
  • Click here for more information on this account.

*Additional Information

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NOW Account

Let your checking account earn you money:

  • A $500.00 minimum balance to open the account
    • A maintenance fee of $4 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.
  • For rate information please call (931)864-3168 or e-mail us at info@pbt.com.

*Additional Information

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Super NOW Account

Let your checking account earn you money:

  • A $1,000.00 minimum balance to open the account
    • A maintenance fee of $7.50 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
  • For rate information please call (931)864-3168 or e-mail us at info@pbt.com.

*Additional Information

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HI-FI Account

  • A $1,000.00 minimum balance to open the account
  • A maintenance fee of $4.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
  • A minimum average daily balance of $1,000 must be maintained in order to obtain the annual percentage yield.
  • Transfers from a HI-FI account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month with no more than three by check, draft, or similar order to third parties. Over-the-counter withdrawals are unlimited.
  • A HI-FI excess debit fee of $1.00 will be charged for each debit transaction in excess of 6 during a statement cycle.
  • For rate Information please call (931)864-3168 or e-mail us at info@pbt.com.

*Additional Information

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