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PEOPLES
BANK AND TRUST COMPANY
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NOTICE OF
CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction
account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from,
the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account”
includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.
It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as
traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
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PEOPLE'S BANK AT A GLANCE
In March 2006 our holding company, Upper Cumberland Bancshares, Inc., opened a sister bank in Albany, Kentucky. The directors, officers, and employees of People's Bank and Trust Company of Clinton County (pictured above) invite everyone to stop by 403 North Cross Street in Albany and see if we can be of service to you. As locally owned independent community banks, we are committed to providing the citizens of Pickett, Clinton, and surrounding counties with the best in courteous, professional financial services.
